Kale Finans Yatırım A.Ş. – Risk Regulation Consultancy
As Kale Finans Yatırım A.Ş., we offer end-to-end consulting services for large-scale corporate clients (Big Five), focusing on risk management, internal systems, and capital planning. Our model is fully compliant with the Central Bank of the Republic of Turkey (CBRT) and BRSA 2025 framework, and is auditable, transparent, and adaptable.
1-Regulatory Framework (2025 Revision)
- Internal Systems & İSEDES: Internal control, internal audit, risk management and Internal Capital Adequacy Assessment Process.
- Capital Adequacy: Recovery plan within 6 months at most in case of falling below the minimum ratio.
- Interest Rate Risk (IRRBB): Shock scenarios and limit management with an effective date of October 1, 2025.
- Climate-Related Risks & Green Asset Ratio: Climate integration in risk appetite, YVO reporting.
- CBRT Systemic Risk Notification (SRDS): Process compliance for foreign exchange position reporting.
2- Big Five Focus: Our Consulting Model
- Risk Framework Design: Credit, market, liquidity, IRRBB, operational, reputation and climate risks.
- Capital & Liquidity Planning: ICAAP-compliant capital and recovery plans.
- Stress Tests & Scenario Analysis: Multiple scenarios including interest, exchange rate and climate shocks.
- Data & Reporting Documentation: Traceability compatible with CBRT and BRSA report sets.
3- Comparison with Standard Bank/Financial Institution
Boyut | Standart Banka/Finans Kuruluşu | Kale Finans Yatırım AŞ |
|---|---|---|
Documentation | Scattered records | Audit-ready, traceable policy and report templates |
Stress Tests | Annual single scenario | Multi-scenario analysis and management plans |
CBRT Notifications | Minimum reporting | Foreign exchange position reporting management within the scope of SRDS |
Climate Risks | Limited ESG initiatives | Climate integration in risk appetite + YVO reporting |
Interest Rate Risk | Basic GAP analysis | Dynamic shock & limit management (effective 1/10/2025) |
Capital Planning | Annual plan | Recovery plans with ICAAP integration (≤6 months) |
Regulation Coverage | Basic harmony | Fully compatible with the entire BRSA guideline set |
Our Service Packages
- Regulation Compliance Speed Scan (Gap Analysis)
- ICAAP & Capital-Liquidity Architecture Setup
- IRRBB Program (1/10/2025 compliance)
- Climate Risks & Green Asset Ratio Management
- CBRT SRDS Compliance and Process Design
